✂️ The Fed just lowered interest rates by 25 basis points — the first cut of 2025. Here’s what that means and the smart money moves to make right now: 💳 Attack high-interest debt Variable-rate debt (like credit cards) will ease slightly, but rates are still sky-high. A cut is your chance to get ahead — transfer to a lower-rate card, refinance if you can, or simply throw extra cash at balances while it costs you less to carry them. 🏡 Rethink big purchases Mortgage rates won’t collapse, but they

The Fed just cut interest rates — but what does that really mean for US? For Black families and entrepreneurs, this could be the window to: � Lock in lower mortgage or refinance rates � Access cheaper business funding � See more hiring & job opportunities � But here’s the flip side: • If your credit isn’t strong, lenders may still shut the door. • Essentials like rent, food, and gas won’t drop just because rates did. • Overborrowing now could trap you in debt later. � Action: Use this season to

Did you hear? The Fed just cut rates and that drop could mean real cash back in your pocket every month. What if I told you your car is already sitting on hidden savings you never knew existed? It’s true: every payment you’ve made builds equity, and right now lenders are ready to pass along lower rates to savvy drivers like you. Here’s why you can’t wait: when rates fall, the best auto refinance deals pop up fast and then disappear just as quickly. Some lenders will move in milliseconds, others