Dec 16, 2025 · Social Security retirement benefits can begin as early as age 62. Benefits are permanently reduced by 30% for those claiming Social Security at age 62. Those who expect …

To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth.

Sep 30, 2025 · But your Social Security benefits are reduced by 30% if you retire at 62. That means you will receive just 70% of your full retirement benefit every month for the rest of your life.

Here, I explain three clear reasons that support claiming benefits at age 62 and share my reasoning and the supporting details behind taking Social Security early.

Jun 17, 2025 · Age 62 is the earliest you can start claiming Social Security retirement benefits, but there are significant advantages to waiting. Here are five things to consider before you rush to...

Mar 14, 2025 · Taking Social Security early reduces your benefits, but you'll also receive monthly payments for a longer period of time. On the other hand, taking it later results in fewer Social …

Taking benefits at age 62 has certain advantages, such as early income, independence to work, and a more peaceful mind for an individual with health problems. However, the shortcomings …

Aug 1, 2025 · If you claim Social Security at age 62, rather than wait until your full retirement age (FRA), you can expect up to a 30% reduction in monthly benefits. For every year you delay …

Oct 6, 2025 · What happens if you start Social Security at 62? If you begin benefits before your full retirement age, Social Security reduces your monthly payment by a fraction of a percent for …

Mar 30, 2025 · There's a reason age 62 has long been a popular age to sign up for Social Security: It's the soonest age you can take benefits. And while waiting can pay off financially, …