The Free Financial Advisor

What Happens If a Company Deposits Money Into Your Account by Mistake?

A surprise deposit can make a bank balance look much healthier, but money that a company deposits into your account by ...
The Free Financial Advisor

You Have $20,000: Pay Off Student Loans or Put It Toward a House?

Putting the $20,000 toward a house can reduce the amount borrowed and increase the buyer’s down payment. That can matter ...
The Free Financial Advisor

What Happens to an Unused Credit Card If You Never Close It?

An unused credit card does not simply sit in a drawer forever, quietly waiting for retirement. If you leave the account open, ...
The Free Financial Advisor

IRS Sets December Hearing on Proposed Tax-Exempt Rules for Racial Nondiscrimination at Private Schools

Current IRS guidance for tax-exempt organizations says a private school seeking federal tax-exempt status must have a ...
The Free Financial Advisor

Your Credit Score Is 720. How Much Money Could Getting to 760 Actually Save You?

A 720 credit score already puts you in a respectable credit range, but pushing it to 760 can matter when a lender prices a major loan. The catch is that there is no magic “$X savings” attached to ...
thefreefinancialadvisor

Treasury Opens $5 Billion New Markets Tax Credit Round to Drive Investment in Low-Income Communities

The Treasury Department’s CDFI Fund is making $5 billion in New Markets Tax Credit allocation authority available for 2026 to help attract private investment into low-income and economically ...