Once your RuPay credit or debit card is linked to UPI, you can use it just like a bank account for many types of payments.

The CBDT has extended the PAN-Aadhaar linking deadline to 31st December 2025 for those issued PAN using Aadhaar Enrolment ID ...

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UPI too falls under the purview of income tax laws and the department monitors these transactions, ensuring compliance.