Microsoft Excel offers various personal budget templates to help you create monthly, annual, and event/item budgets. Depending on your needs, templates range from simple spreadsheet formats to ...

ChatGPT can help create basic budget templates but may struggle with complex calculations and insights. It lacks real-time ...

You don't have to start from scratch and create a budget spreadsheet manually ... suggests starting simple. "Look at your available income and write down your priorities, then work from there ...