Investing in a $400,000 annuity can provide a steady income stream in retirement, but how much you'll receive depends on ...

Fixed annuities are not tied to a portfolio ... the annuity portfolio’s gains are capped at a certain percentage. For example, if an indexed annuity’s returns were capped at 75%, and the ...

A fixed-rate annuity — also known as a multi-year guaranteed annuity — acts much like a bank certificate of deposit (CD). There’s a set interest rate for a set period. For example ...

For example, he said, a fixed annuity offers a specific rate of return on the amount that's invested, typically over a set period of time. "With a fixed rate, the returns are predictable and you ...

Similarly, a fixed index annuity, also known as indexed annuity or equity-indexed annuity, offers payment or returns based on the performance of a market index (the S&P 500, for example).

When retirement planning becomes serious, you must consider where your investments will be held. Anyone who wants to retire ...

For example, fixed indexed annuity providers offer “point to point” crediting, but the investor must choose monthly or annual valuation, and the fees for each option differ. Then there are ...

Here are five questions to ask your advisor or insurance agent before signing an annuity contract. Your annuity may offer a ...

Many fixed equity-indexed annuities limit losses in the event the index declines in value. For example, your annuity might ...

Annuities are often marketed as a secure way to earn a retirement income. But do they live up to their hype? One major ...