Credit-card purchases in the US economy have increasingly been driven by borrowers with high scores, as less creditworthy ...

For the average person, the most immediate and noticeable effect is on borrowing costs. A rate cut makes it cheaper for banks ...

Standardized, repeatable testing underpins everything we review at PCMag. Here's how we evaluate desktop CPUs, from pure ...

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

Turn everyday purchases into cash rewards. See this week's best credit cards for groceries, gas, and more to get the most ...

There's no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra ...

Recent data from Experian shows how credit card debt varies across generations. Generation-Z carries an average balance of $3 ...

Cut interest costs and stretch your spending power with these 0% intro APR cards designed to help you save and manage debt wisely.

The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...

If you do the bulk of your online shopping at Amazon, or frequently buy groceries at Whole Foods Market, there’s a credit card that rewards you with a much higher than average return in points on ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

Hannah Alberstadt is a Buy Side staff editor specializing in loans. She is passionate about crafting informative and accessible content and has experience with topics such as loans, investing, ...