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Citi will once again be the sole issuer of American Airlines AAdvantage cards, transitioning Barclays cardholders to Citi beginning April 2026.

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The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

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Visa is one of 12 companies partnering with the Trump administration on the scheme aimed at saving for children.

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