Last year saw the softest home-price growth in more than 10 years, but the LA wildfires still made an impact on the U.S. housing market.

Rates on 15-year new purchase loans fell even more significantly last week, plunging 16 basis points to average 5.98% Friday.

Home equity loan rates have steadily declined over the last year. Here's what a $100,000 loan would cost monthly now.