Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Self-assessment taxpayers who make 'payments on account' have less than one month to settle the second instalment of the year ...

Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...

Lines of credit and credit cards are revolving credit sources that differ in several key ways. You can expect more flexible ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

If you have a $10,000 credit limit each month, and you use $2,000, that’s a 20% credit utilization. An easy rules of thumb to remember is to keep your utilization below 30%.

Credit card rates shift for individual consumers based on several factors, including creditworthiness. Typically, the lower your credit rating, the higher the interest rate you’ll be offered by ...

That credit card debt is expensive to carry, with current credit card interest rates hovering above 20 percent. There may also be a lack of education around credit card debt.

To calculate monthly interest charges, credit card multiply a cardholder’s average daily balance during each billing cycle (a fixed period of 28 to 31 days) by the daily rate.

Last week, the average interest rate on credit cards was 20.09 percent, according to Bankrate. Much depends, however, on your credit score and the type of card.