Bajaj Finserv, Shriram Finance, and HDB Financial Services can go up to 19–28 per cent, depending on the borrower’s profile ...

A personal loan tenure outlines the repayment period and influences EMIs and total interest. Understanding the tenure helps ...

Among major government-owned banks, Bank of Baroda currently offers some of the most competitive rates, starting at 7.45 per ...

Most banks require an overall work experience of at least 1-2 years, out of which at least 1 year must be with the current ...

For personal loans, an applicant must fulfil various eligibility criteria, a decent credit score being just one of them. The ...

While a credit score of 700 or higher is usually seen as strong, it’s not the only factor banks and NBFCs evaluate. Meeting this benchmark doesn’t automatically guarantee a loan approval., Personal ...

If you’re planning to manage urgent financial needs this November — such as a wedding, medical emergency, or home renovation ...

Choosing the correct personal loan amount requires thoughtful evaluation of your needs, income, repayment capacity, and long-term financial goals. Here’s a comprehensive guide to help you make an ...

The economic impact of automobile and personal loans is larger in Texas than any other state, according to new data. Crunching data from 2023, Oxford Economics, a U.K.-based research firm, estimated ...

Financial institutions assess loan eligibility by taking a holistic view of business and financial stability rather than relying only on fixed monthly income. Many self-employed individuals believe ...

MUMBAI: The country’s largest and second-largest private banks, HDFC Bank and ICICI Bank, continued to be cautious in expanding their personal loan books in Q2, particularly in the unsecured ...

HDFC Mutual Fund has announced a temporary restriction on new subscriptions to its HDFC Silver ETF Fund of Fund (FoF) following heightened volatility in silver prices. The fund house said the decision ...