Personal loans can be useful -- but only if you know what you're getting into. Learn the hidden fees and tricks lenders don't ...

HDFC Bank Ltd.'s first quarter loan book or gross advances rose nearly 7%, even as deposits jumped over 16%. Gross advances ...

India's top private lender HDFC Bank said on Friday that its sequential growth in deposits outpaced loans in the first ...

More borrowers are choosing personal loans over balance transfers to pay off debt. Here's why a personal loan might save you ...

State Bank of India came into being via government order on July 1, 1955. The Bank has been a poster boy for the surge of the India success story ...

Personal loans are unsecured in nature, which means you don't need to provide any collateral to the lender to secure these ...

HDFC Bank sees this as a deliberate escalation to personal attacks against Jagdishan, designed to "malign reputation," "intimidate" the bank, and create a "calculated distraction" from their ...

According to the HDFC Bank spokesperson, Jagdishan is being targeted by unscrupulous persons who are abusing the legal process to thwart the recovery of the long outstanding loan due to the bank from ...

HDFC bank allows prepayment and foreclosure of personal loans after 12 EMIs. Prepayment charges depend on the loan tenure: 4% for 13-24 months, 3% for 25-36 months, and 2% for over 36 months.

HDFC Bank offers personal loans with varying interest rates based on credit scores, income, and customer relationships. A minimum credit score of 720 and ₹25,000 monthly income are necessary.

Meanwhile, the bank has reported a 2.3 per cent year-on-year rise in its consolidated net profit to Rs 17,657 crore for the October-December quarter, restricted by slower loan growth.

HDFC Bank offers personal loans with interest rates starting from 10.85% per annum with loan amounts up to 40,00,000. You can avail these personal loans with repayment tenures up to 5 years.