Since MCLR is the minimum benchmark rate, any increase in this rate directly raises the interest rates on loans. As a result, when MCLR rises, loans like home loans ... not right away. HDFC Bank, 3 ...

For home loans, HDFC Bank follows the External Benchmark Lending Rate (EBLR), which is linked to the policy repo rate. The current repo rate stands at 6.50 per cent. The interest rates for ...

Mumbai, Jan 22 (PTI) HDFC Bank on ... credit growth. The bank is targeting to grow credit book below the system in FY25, and will take it at par with the system in FY26 and hopes to outpace the system ...

It dictates the lower limit of the interest rate for a loan. Until the Reserve Bank of India indicates otherwise, this rate cap is fixed for borrowers.” HDFC Bank's new home loan interest rates are ...

As of January 2, 2025, prospective homebuyers in India can benefit from competitive home loan rates offered by various lenders. Ranging from NIL at SBI to up to Rs 6,500 at HDFC Bank and various rates ...

Similarly, the three-year MCLR has been reduced by 5 bps, now at 9.45%, while the two-year MCLR remains unchanged at 9.45%. Revised HDFC Bank MCLR Rates (Effective January 7, 2025) ...

Is any decision in your life bigger and more significant than purchasing a home? Probably not, especially if you are in India, because having a home is not just a sign of stability but prosperity and ...

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HDFC Bank Ltd performed well in the December quarter but reported a high loan-deposit ratio (LDR) of 98%, indicating less-than-ideal liquidity to cover urgent fund requirements. The lender wants ...

India's HDFC Bank on Wednesday said it was aiming to grow its loan book in-line with the industry in the upcoming financial ...