Rather than seeing it as something that limits you, consider budgeting as a tool that gives you freedom. For example ... If it appears on your credit report, it qualifies as debt.

A budgeting calendar tracks the timing of your income and expenses so you can better anticipate and prevent financial shortfalls. It can also help you save money and achieve your financial goals ...

For example, if you consistently go over in a category you've already trimmed as much as you can, you could cut costs in another category or find a way to earn some more income. Your budget is ...

Capital budgeting might be used to decide if a company should build a new factory or simply remodel an old one, for example. With capital budgeting techniques, the company will know which is the ...