Receiving a denial for a Social Security beneficiary application can be daunting, especially when a loved one relies on these ...

Nomination ensures that your wealth is transferred smoothly to your loved ones without unnecessary delays or legal battles.

It is important that these designations are kept up to date and are consistent with the rest of your estate plan. When you open up an investment account or retirement plan or buy life insurance, the ...

Many joint bank accounts include rights of survivorship, which means that after one account owner dies, any remaining owners retain ownership of the funds in the account, without interruption. If ...

**Surviving Spouse as Default Beneficiary**: If you are married and do not name a beneficiary, your spouse automatically becomes the beneficiary of the HSA by default. In this case, the HSA continues ...

One of the most tangible ways to create a lasting, meaningful impact on your community is through a charitable bequest. While ...

IRA expert Ed Slott and his staff revisit locations around the U.S. presenting two-day seminars covering the most important ...

Adding a beneficiary to a bank or brokerage account, or a life-insurance policy ensures that the funds go directly to those listed and avoid probate. The beneficiary, in other words, will trump ...

As soon as your bank receives a deposit, it gives that money to someone else in the form of a loan. By law, banks must hang on to some money, but it’s not much. Capital requirements vary by ...

Banks typically don’t require you to name a beneficiary when you open a checking or savings account. It’s often up to you to initiate the process — and doing so can be a good idea. Without a ...

Bank scams are a common way for criminals to ... Whether it’s an email, text or arrives in another form, always read the fine print. If an offer looks suspicious or too good to be true, it ...

Bank of America offers a great branch and online experience, but like many traditional banks, it pays little interest on its savings products. Many, or all, of the products featured on this page ...