For most people, the most important factor when selecting a 0% APR credit card will be the length of the 0% interest period. These typically range from 15 to 21 months but can vary from card to card.

Unlike most other types of credit cards and loans, you won’t be charged any interest until the 0% introductory offer comes to an end, which means that you’re effectively borrowing money for free.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

These 0% intro APR credit cards can help you avoid interest for up to 21 months. ... Check out our list of the best balance transfer credit cards so you can pay off your debt interest-free.

Select reviews the ins and outs of 0% APR credit cards, when to apply for one and how to use them wisely to avoid interest on new purchases and debt.

They offer financing options with 0% interest rates typically over shorter repayment periods which makes them good choice if you can't get a 0% APR credit card.

Many credit card offers, like interest-free periods and rewards, require a good to excellent credit score, which is usually 670 to 850. As you're browsing offers, see what the minimum credit score ...

For extended interest-free periods, consider a corporate card—these typically require full monthly balance payments and have no interest. How to Use Balance Transfers on 0% APR Business Credit Cards ...

Some issuers offer interest-free, pay-over-time plans or loans against your card's credit line, which tend to be cheaper than cash advances or your purchase APR. How to Get a 0% APR Offer on Your Card ...