Should you get a balance transfer or personal loan? This guide covers the pros and cons between both so you can choose the smartest option for your money.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

More borrowers are choosing personal loans over balance transfers to pay off debt. Here's why a personal loan might save you ...

Citi Flex Plan is a service that lets Citi credit card holders tap into their line of credit in creative ways. With Citi Flex Pay, cardholders can split a large purchase into fixed monthly payments.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

The good news is that when you’re ready to choose a new credit card, you’ll have a wide range of options. This is especially ...

But if you transfer that balance to a card offering 0% APR for 18 months, and bump up your payment to $334 per month, you'll be debt-free 13 months sooner and pay nothing in interest.

Given his less-than-ideal credit, he most likely won’t qualify for a balance transfer card with a 0% APR. And even if he did, it’d be pretty difficult to pay off that much debt within the ...

If you have high-interest credit card debt, paying it off can seem insurmountable. But if you move your debt to a balance transfer card with a lower or 0% APR offer, you can make more progress on ...

Notably, Citi had shortened the balance transfer intro period for the Citi Simplicity® Card but has since reverted back to 0% APR for the first 21 months from date of account opening (after that ...

Looking to transfer debt from multiple credit cards to one 0% APR card? Here's a step-by-step guide. Updated Tue, Apr 29 2025 Alexandria White Money Reporter, Credit Cards ...