In five short steps, we'll give you ideas on building and managing your retirement money. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Kupicoo / Getty Images In a divorce or legal separation, individual retirement accounts (IRAs) are divided using a process known as transfer incident to divorce, while 403(b) and qualified plans ...

A reliable stream of funds to live on is a necessity for retirees. When a retirement fund is depleted, the retiree must rely on other sources of income to survive or return to work if possible.

For many investors, 4% has traditionally been seen as the ideal retirement withdrawal rate. However, Morningstar researchers now recommend a starting safe withdrawal rate of 3.7% for 2024.

The average retirement age for Americans is 62. The average retirement age has increased by a few years since the early 1990s, when the average American retired at 57. The expected retirement ...

Americans, myself included, have a contradictory relationship with retirement. The whole thing is supposed to be relaxing. It’s a decade or two of well-deserved leisure time at life’s end ...

Saving for retirement will get a modest boost in 2025 thanks to higher contribution limits and the phase-in of provisions stemming from the Secure 2.0 Act, which became law at the end of 2023.

Only you can know if you're ready for a checklist for retiring in 2025. If you’re 60 or getting there, retirement is no longer a hazy concept in the distance. It’s a real deadline. In five or ...

Full retirement age varies by birth year and is 67 for those born in 1960 or later. Claiming Social Security before FRA reduces benefits while delaying increases them. Working after FRA doesn't ...

Thanks to the removal of the default retirement age in 2011, the decision about when to stop working is in your hands. Some employers can still impose a compulsory retirement age, if they can justify ...

"Quiet vacationing" had its moment. "Lazy girl jobs" came and went. The latest workplace buzzword — "micro-retirement" — reflects another shift toward work-life balance among young people.

An icon in the shape of a lightning bolt. Impact Link Joshua Winston, 70, did a pretty good job preparing for retirement: He ran two successful veterinary clinics, made smart investments ...