Here are five questions to ask your advisor or insurance agent before signing an annuity contract. Your annuity may offer a ...

Insurance companies use actuarial tables to determine payouts, and life expectancy is their top consideration. If you’re ...

When you consider the different methods you can utilize to earn money for retirement, an annuity is often a discussion worth ...

Annuities can be very useful retirement planning tools for the right type of investor. But they can also be confusing and full of restrictions, so it's important to understand what you're getting ...

For example, if you have a pension pot of £100,000 and the ... gilts), which are among the safest types of investment. The government pays the annuity provider a fixed amount of interest, which is ...

But keep in mind that the fixed payment you receive from the annuity may not be enough to ... and treated it separately for RMD purposes. For example, if you had $500,000 in your IRA and used ...

Discover what sparked jitters in the bond market, and whether gilts could represent a good opportunity for investors ...

That’s because the rates they offer depend in part on the yield available from assets that pay a fixed level of income ... taking the rate on our example annuity from about 3.3% to about 5.2%. The ...

Boosting your Social Security benefits now rather than later will significantly help increase future payouts and plan for a ...

Ratcheting down the sustainable withdrawal rate has major implications for retirement savers. Because withdrawal rates are ...