It's unfortunate you were hit with a $90 bill. You're right, this was most likely an initial service fee of some kind ...

“I’m wondering whether this could cause a ripple effect in which other banks might do the same with my lesser-used credit ...

One day late on a credit card payment usually won't hurt your credit, but it can still trigger fees and interest. Here's what ...

Changing your credit card due date won't hurt your credit. Here's how it affects billing cycles, autopay, and late-fee risk.

A mom concerned about her credit card bills reviewed a recent statement. There were mystery transactions. They turned out to ...

Letting your browser store payment info may feel harmless, but it can expose you to malware, breaches, and data theft. I show ...

Customizing your credit card rewards can earn you more points in many cases. While your maximum earning potential may be ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Linking your RuPay credit card to UPI can turn everyday QR payments into points and cashback, but only if you understand the rules.

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