You may want to spend your credit card points now, expert says — but not because of the potential for a 10% interest rate cap ...

Couples can double card perks, earn two welcome bonuses, and avoid cash back caps by using the same credit card in 2026.

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...

Imagine the case of Bryce, who agreed to let his mother open a credit card in his name. It didn’t feel risky at the time. She ...

Credit cards offer a variety of rewards, perks and features to customers, but banks often charge annual fees to help cover the costs of these benefits. While paying an annual fee can be worthwhile ...

The () is an excellent choice for those with fair credit looking to earn elevated cash back on everyday spending categories ...

Key Takeaways For most people, the answer is no—raiding a 401(k) to pay off credit card debt costs far more than grinding through payments.The money withdrawn stops earning money for you, and what ...

Lenders use updated income to reassess risk. If you don’t respond, they may assume your finances worsened and cut your credit ...

Refunds typically take about three business days to appear on your account. However, the time to get a refund on your credit ...