Interest on a housing loan is the cost you pay for borrowing the loan amount. Your EMI is made up of principal and interest.

While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can ...

Since all new, retail floating-rate home loans sanctioned after 1 October, 2019 are linked to an external benchmark, which is ...

With this 25 bps cut, the central bank has reduced the key rate at which it lends to commercial banks for the fourth time in ...

The rate on a 30-year fixed refinance dropped to 6.43% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.45%. For 20-year mortgage ...

RBI's repo rate cuts are making home loans cheaper, but borrowers should focus on total interest paid. Prepaying high-cost, ...

Today's repo rate cut lowers home loan interest rates, reducing EMIs by Rs 3,000 to Rs 4,000 for a Rs 50-lakh loan ...

The fastest benefit of the repo rate cut reaches to floating rate loan borrowers. These are the borrowers who have taken ...

As RBI has reduced repo rate by 125 bps in 2025, the monthly home loan EMI of a ₹50 lakh loan taken at 9% per annum for 15 ...

Homebuyers finally have something to cheer about. After the Reserve Bank of India (RBI) cut the repo rate by 25 basis points ...

The rate on a 30-year fixed refinance climbed to 6.42% today, according to the Mortgage Research Center. Rates averaged 5.43% ...