Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Average credit card interest rates are calculated from a dataset of over 250 credit cards in the U.S. market. To calculate the average overall credit card interest rate, we use a subset of those ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Most issuers calculate credit card interest based on a daily formula. A basic way to calculate your daily interest rate is to take your annual rate and divide it by 365 days.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.

Self-assessment taxpayers who make 'payments on account' have less than one month to settle the second instalment of the year ...

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card ...

A credit card with an introductory 0% APR period can save big on interest if you have a major purchase coming up. The best zero-percent cards include options with long intro periods, and many ...

For balance transfer cards, we used a Bankrate calculator to tally the interest rates and fees you could incur if you transferred $5,313, the average balance Americans carry on their credit cards ...