Rates for certain financial products may change fairly quickly in response to a Fed rate cut, but credit card APRs aren’t guaranteed to follow suit, or may take a little longer to drop.

Credit card APRs hit 24.62% and balances are rising, squeezing households—especially seniors—with major implications for ...

Fed's first rate cut of the year could save credit card users $1.92 billion in interest annually while possibly reducing returns on savings accounts and certificates of deposit.

ZET, India’s leading credit score builder platform, and DCB Bank today announced the launch of the DCB ZET Credit Card, an FD-backed credit card designed to hel ...

FD-backed credit card offers lower interest rates, easier approval, and rewards while helping cardholders build credit history with fixed deposit security. (Image: Pixabay) An FD-backed credit card is ...

Mortgage rates have already edged down some to around 6.35% as of Sept. 11 from around 7% in January. Many consumers have been on the sidelines lately waiting for interest rates to drop before buying ...

Despite improving sentiment, the cost of carrying credit card debt remains high. A $6,000 balance at today’s average rate of ...

After a year of sitting on the sidelines, the Federal Reserve finally cut short-term interest rates by a quarter-point. It's perhaps the most boring financial news out there, given that many market ...

The minutes of the Federal Reserve’s September 16-17 meeting were released on Wednesday, October 8, 2025. While there were no ...

The base rate influences rates on products where interest is applied - so for example, mortgages and loans - and it also ...