A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your ...

and credit card debt forgiveness can offer a potential solution. While these programs aren't right for everyone, they can provide substantial relief in certain situations. That said, understanding ...

In response to your Feb., 17 editorial, “Credit card bill will hurt those it’s supposed to help”: Capping credit card interest rates will adjust the game’s rules, but there are still ...

Debt forgiveness has consequences. For example, you may have to pay taxes on the amount forgiven. Contact your credit card issuer to learn about your options if you're about to miss a payment.

Lenders do not have to respond to a goodwill letter, and many large lenders and credit card issuers have policies ... lender or collection agency to request forgiveness for a late payment or ...