Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Most people wait until late in the year to plan their charitable gifts ...

The end of spring and beginning of summer brings with it tons of graduation ceremonies at many levels. Giving a cash gift is a super nice gesture that will help a new graduate make the transition to ...

Sometimes, you get a Christmas present that you would never use. Here are some guidelines to know when returning Christmas ...