Innovative new approach creates a credit scoring ecosystem that is more competitive, affordable and inclusive for millions of American familiesCHICAGO, Oct. 17, 2025 (GLOBE NEWSWIRE) -- TransUnion ...
TransUnion (TRU) is taking up FHFA Director Bill Pulte’s challenge to increase competition in mortgage credit scoring and lower the cost of borrowing for consumers. This pivotal policy shift empowers ...
With FICO's new Mortgage Direct License Program, mortgage lenders can now buy FICO scores directly without going through the ...
FICO stock jumped after it said it will license credit scores directly to mortgage resellers, raising pressure on Experian, Equifax and TransUnion.
FICO is launching a direct licensing program to allow mortgage tri-merge resellers to calculate and distribute credit scores directly to customers without the help of nationwide credit bureaus. The ...
Mortgage lenders typically evaluate a borrower’s creditworthiness using FICO Scores 2, 4, and 5. These scores are the ones used by Experian, Equifax and TransUnion — the three major credit bureaus.
If Experian eventually charges for VantageScore 4.0, it will be offered for at least a 50% discount compared to what Fair ...
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