Credit Scores Dip at Fastest Rate Since Great Recession as Americans Grapple with Student Loans and High Prices

The national credit score average dropped by two points, the fastest decrease since 2009, a new FICO report revealed. Americans are struggling to navigate the restart of student loan payments and high ...

Credit scores just plunged at fastest pace since Great Recession — how does your FICO compare to the new average?

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Gen Z faces harsh financial reality as credit scores plunge to dangerous record lows across America

Gen Z is facing a "catastrophic" credit situation, as one expert cautions against poor money habits leading to a lifetime of ...

'My FICO Score Is Zero,' Says Dave Ramsey. He 'Can't Rent An Apartment,' But Can Buy The Whole Apartment Complex

Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

Credit Scores Are Down—The Biggest One-Year Drop Since the Financial Crisis

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

Americans' credit scores have been tumbling, but 1 generation faces the harshest financial reality — why it matters

Credit scores can be crucial to renting an apartment, getting a decent rate on a bank loan or signing up for a mobile phone ...

Average Credit Scores Are Falling—Here’s How To Protect Your Finances Now

The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...

New Proposal Would Change Credit Scores for Renters: What to Know

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.