A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...
The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...
If you're planning to buy your first home in Atlanta - whether it's a cozy ranch in Decatur, a condo near Midtown, or a quiet spot in College Park - you’ve probably heard about FHA and VA loans. These ...
In order to believe in the idea of "competition" in credit scores, the Washington housing community must believe that large institutional investors who buy whole loans and mortgage-backed securities ...
Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...
It’s often not until college... sometimes later, when a person realizes how essential it is to a decent credit score.
a leading national nonprofit credit counseling agency, is urging consumers to take action as FICO prepares to launch new ...
As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...
Understanding your credit score is an important part of setting yourself up for a comfortable future. Discover how you're ...
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