How would a 2.7% COLA stack up against previous increases? Last year, Social Security beneficiaries received a 2.5% COLA. Over the last two decades, the average Social Security increase has been 2.6%. The highest COLA during that period was 8.7% in 2023. The lowest was 0% in two years -- 2010 and 2011.

The shutdown is delaying inflation data that will determine the Social Security COLA — but it’s still coming this month.

Learn how Trump's tariffs could affect your 2026 Social Security benefits and what to expect from the upcoming COLA announcement. Get insights on the potential raise and challenges ahead for retirees.

Social Security beneficiaries could see a 2.7% cost-of-living adjustment (COLA) in 2026, which is slightly above the 2.5% increase U.S. retirees received in 2025. That's according to an estimate from the Senior Citizens League,