If you need a visual spreadsheet, Credit Karma offers a simple and detailed monthly budget template ... you already use Evernote and need a budget you can print and use digitally.

Add your income and expenses to this monthly budget planner, and we'll show how your spending aligns with the 50/30/20 rule. You can use the worksheet to calculate your actual spending or planned ...

You don't have to start from scratch and create a budget spreadsheet ... the Monthly Budget Packet from TheBudgetMom a great resource for budgeting newbies, Rebell says. This free, printable ...