Compare fixed, variable, indexed, and immediate annuities. Understand which type fits your retirement planning strategy best.

Retirees can use annuities as a hedge against market risks. However, it's essential to understand the intricacies of these ...

Annuities can help provide critical retirement income, but some are safer than others if there's a market downturn.

A $400,000 fixed annuity can offer reliable monthly income, but the payouts can vary due to a range of factors.

Read the fine print before purchasing an annuity. For example, some fixed annuities may have a minimum guaranteed interest rate of 0%. So, while you won't lose the principal, your money will not grow.

For example, if your spouse dies and you elect to receive a lump-sum payment from their pension, you can then invest that money into an immediate fixed annuity.

For example, a 60-year-old male might expect to receive a 5% annual return for each dollar invested in a fixed annuity, where historically the stock market has returned approximately 10% over ...

Similarly, a fixed index annuity, also known as indexed annuity or equity-indexed annuity, offers payment or returns based on the performance of a market index (the S&P 500, for example).

For example, rather than having a fixed $1,000 a month payment for the life of the annuity, you could choose to structure the annuity to start off paying $600 per month, but then grow by 2% each ...

For example, if you buy a fixed annuity with a $100,000 premium and the insurer offers a 5% rate, you can expect $5,000 per year in payments. So, what's considered "good" right now?

A fixed indexed annuity is an insurance contract that provides an income stream in retirement. ... For example, if the company has a 2.5% administrative fee and your return is 7.5%, ...

Sometimes, it's better to have a low guaranteed return than it is to take a big risk that might pay off (or might not). That's the approach more people are taking amid tariffs and ...