When retirement planning becomes serious, you must consider where your investments will be held. Anyone who wants to retire ...

Here are five questions to ask your advisor or insurance agent before signing an annuity contract. Your annuity may offer a ...

The payout amount is influenced by life expectancy: shorter life expectancies result in larger payments, while longer life expectancies lower the monthly amount. If you live longer than expected, you ...

Fixed annuities are not tied to a portfolio ... the annuity portfolio’s gains are capped at a certain percentage. For example, if an indexed annuity’s returns were capped at 75%, and the ...

Similarly, a fixed index annuity, also known as indexed annuity or equity-indexed annuity, offers payment or returns based on the performance of a market index (the S&P 500, for example).

Annuities can be very useful retirement planning tools for the right type of investor. But they can also be confusing and full of restrictions, so it's important to understand what you're getting ...

For example, he said, a fixed annuity offers a specific rate of return on the amount that's invested, typically over a set period of time. "With a fixed rate, the returns are predictable and you ...

A fixed-rate annuity — also known as a multi-year guaranteed annuity — acts much like a bank certificate of deposit (CD). There’s a set interest rate for a set period. For example ...

A fixed annuity, for example, guarantees a specific rate of return based on current interest rates. A variable annuity, on the other hand, offers a rate of return that’s tied to an underlying ...

When you consider the different methods you can utilize to earn money for retirement, an annuity is often a discussion worth ...

For example, fixed indexed annuity providers offer “point to point” crediting, but the investor must choose monthly or annual valuation, and the fees for each option differ. Then there are ...

They resemble their fixed annuity and indexed annuity cousins in ... Variable annuities, like L share annuities for example, are one of the most expensive financial products in the marketplace.