Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

(AP Photo/Mark Humphrey, File) NEW YORK (AP) — Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report ...

FICO has released the average credit score in each state. Find out how you compare and what you can do to boost your score.

If executed with integrity, AI can serve as the new credit bureau—one that measures people not by the debts of their past but ...

The national credit score average dropped by two points, the fastest decrease since 2009, a new FICO report revealed. Americans are struggling to navigate the restart of student loan payments and high ...

A strong score usually leads to better loan terms and lower interest rates, whereas a weak score can limit (or even stop) access to all types of credit.

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

The pandemic has banks and other lenders preparing for a wave of bankruptcies, foreclosures and people not being able to pay off their credit cards. Getting credit or a loan has long depended on your ...

Credit-card purchases in the US economy have increasingly been driven by borrowers with high scores, as less creditworthy ...

Understanding your credit score is an important part of setting yourself up for a comfortable future. Discover how you're ...