Couples can double card perks, earn two welcome bonuses, and avoid cash back caps by using the same credit card in 2026.

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Refunds typically take about three business days to appear on your account. However, the time to get a refund on your credit ...

Credit cards offer a variety of rewards, perks and features to customers, but banks often charge annual fees to help cover the costs of these benefits. While paying an annual fee can be worthwhile ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Lenders use updated income to reassess risk. If you don’t respond, they may assume your finances worsened and cut your credit ...

Many online retailers suggest you store your credit card on their site, to make future purchases quicker. But one man learned ...

Credit card issuers are not required by law to provide advance notice before closing accounts. Accounts may be closed due to lack of usage, non-compliance with terms and conditions or changes in card ...

Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough ...

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...