Your credit report — and subsequently, your credit score — plays a very important role in many aspects of your financial life. A healthy credit record can be the key to unlocking beneficial products ...

It can be easy to forget to pay a bill after using a store credit card, such as your Kohl’s Credit Card. Since many people use store cards infrequently, they aren’t in the habit of submitting monthly ...

Payment history is a major consideration when it comes to calculating your credit score, making up 35% of your total score. A ...

Staying on top of all your bills can be difficult and sometimes you’ll have to miss a bill to prioritize other necessities. The good news — missing a payment by a couple of days or weeks won’t hurt ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Late payments can damage your credit, especially if you stop paying your loans or credit cards for an extended period of time. And while we usually tell you that there are no shortcuts when it comes ...