Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

A credit score is a three-digit number that effectively summarizes an individual’s financial history. A good credit score on the FICO Score range typically falls between 670 and 739. Meanwhile, very ...

NEW YORK — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card utilization, which measures the revolving credit you owe vs. the overall ...