Learn how to use gift cards wisely with smart tips to avoid waste, boost savings, and get the most value from every gift card you receive.

Know the rules, then use them fast: Balances last 5 years; inactivity fees after 12 months; some states cash out small leftovers (e.g., CA $10) Buy low, sell smart: Warehouse clubs = easy 20% off; ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...