The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

There are many factors that affect the cost of home insurance, including your home's specific features, the state you live in and the company you choose. Certain natural disasters, like floods and ...

Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Q: I recently had a pipe burst in my home, causing all kinds of damage to the drywall, ceiling, and floor. I’m trying to determine how to go about getting it repaired. In general, does homeowners ...

State Farm and Allstate are two of the most recognizable names in the insurance industry, so it only makes sense that prospective customers in the market for a new homeowners insurance policy would ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Mercury homeowners insurance earned 4 stars out of 5 for overall performance. Mercury is one of the biggest home insurers in California, but it also sells homeowners policies in several other states ...

Your homeowners insurance policy covers your personal property, which can include cellphones and other electronics under ...