FICO has released the average credit score in each state. Find out how you compare and what you can do to boost your score.

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

FICO announced two new credit scores earlier this week that incorporate “buy now, pay later” histories. The scores, which will be available to lenders starting this fall, aim to give lenders a better ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card utilization, which measures the revolving credit you owe vs. the overall ...

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

Fair Isaac shares retreated following Freddie Mac and Fannie Mae's decision to accept another measure when assessing mortgage borrowers, adding competition to the company's FICO credit score model.

Fair Isaac upended the credit-scoring industry by giving mortgage lenders a way to offer its FICO credit score without ...