Envisio’s Stefan Baerg and Tyler Technologies’ Chris Fabian discuss their unique collaboration and explore how governments are transforming budgeting to be more strategic, transparent and ...

Rather than seeing it as something that limits you, consider budgeting as a tool that gives you freedom. For example ... If it appears on your credit report, it qualifies as debt.

For example, if you consistently go over in a category you've already trimmed as much as you can, you could cut costs in another category or find a way to earn some more income. Your budget is ...