Here's What Happens When Your Credit Score Reaches a Perfect 850

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

The way your credit score is calculated is about to change — and as many as 91.5 million Americans will be impacted. Why some might need to worry

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

The average credit score in every state — how do you stack up?

FICO has released the average credit score in each state. Find out how you compare and what you can do to boost your score.

Average Credit Scores Are Falling—Here’s How To Protect Your Finances Now

The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, ...

Credit scores just plunged at fastest pace since Great Recession — how does your FICO compare to the new average?

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...
Yahoo

6 Credit Score Myths You Shouldn't Fall For

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...
Entrepreneur

FICO Credit Scores Will Soon Incorporate ‘Buy Now, Pay Later’ Loans. Here’s How It Works.

FICO announced two new credit scores earlier this week that incorporate “buy now, pay later” histories. The scores, which will be available to lenders starting this fall, aim to give lenders a better ...
KTVU

Buy now, pay later loans affecting credit scores: What to know

FICO is updating credit scoring to include buy now, pay later (BNPL) loans. New models (FICO Score 10 BNPL & 10 T BNPL) aim to provide lenders with better insight into repayment behavior and credit ...
fox13now

Credit scores going up for some student loan borrowers as payments suspended

Student loan borrowers getting a break on their payments right now are seeing an additional benefit. Their credit scores are going up. The average credit score of all student loan borrowers increased ...

Credit Scores Dip at Fastest Rate Since Great Recession as Americans Grapple with Student Loans and High Prices

The national credit score average dropped by two points, the fastest decrease since 2009, a new FICO report revealed. Americans are struggling to navigate the restart of student loan payments and high ...

I have more than 20 credit cards — but I don't need them all. Would canceling a few cause a huge hit to my credit score?

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...

Here's What Happens When Your Credit Score Reaches 850

There's no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra ...