Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Kikoff, the credit-building platform used by over a million consumers, today announces the launch of AI Credit Disputes, a proprietary feature that helps users identify and correct errors on their ...

“It’s a good thing that more people’s rent payments are getting reported to credit bureaus, because it can really help people ...

Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, ...

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

It's one thing to see a debt you recognize on your credit report. It's another to find a debt you never took on — and shouldn’t be responsible for. That's what happened to Amy from Minnesota, who ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

GABORONE, Botswana, 29 July 2025-/African Media Agency (AMA)/- Credit reports are often misunderstood, viewed with suspicion as tools that restrict access to credit or penalise past mistakes. But when ...

A federal judge has ruled that medical debt can remain on Americans' credit reports, canceling a policy set in place by the Biden administration to help relieve the burden of health care expenses ...

We all know that not paying bills on time or carrying a hefty balance on credit cards will dent our credit score. But there’s a vast world of minor, subtle behaviors and decisions that can ding a ...

Medical plan cards are seen in Portland, Ore. A federal judge this past week overturned a Consumer Financial Protection Bureau rule that would have removed medical bills from credit reports and ...