A new bipartisan bill introduced by Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna aims to cap credit card ...

If you're struggling with multiple high-interest credit card debts, a debt management program through a ... Temporary reduction in interest rates Waived fees (late fees, annual fees, etc.) ...

it may also be considered when determining your interest rate. Because those with lower income and lower credit scores are seen as higher-risk borrowers, card issuers and other lenders will be ...

Evan Coleman is an Updates Editor on the Credit Cards and ... You can request a rate reduction from your card issuer, referencing offers with lower interest rates from other providers to ...

The median average credit card interest rate ... announced the first rate cut in what was expected to be a series of decreases in 2024 and likely 2025. That first reduction was by 0.50 percentage ...

Balance transfer credit ... interest rate just by asking, especially if you've been a long-time customer with a good payment history. Call your credit card company and request a rate reduction.

Call the credit card issuer and ask for a lower interest rate, explaining why you are seeking a reduction. Generally, issuers are amenable to interest-rate breaks, though Richardson says getting ...

A low-interest credit card can be a valuable tool to help you save money if you sometimes carry a balance. Many cards come with introductory interest-free periods of at least a year, which could ...

That's less than half the going rate for new cards as well as existing ones.

However, not everyone needs to enroll in a debt management program — but certain ... options and start tackling your high-rate debt today. Credit card interest rates currently average around ...