These days, whether we have cash in our pockets or not, a plastic card easily fulfills all our needs, big and small.

When you use a debit card, you access existing money in your bank account for the purchase – which can make refunds a bit easier. When you shop with a credit card, you are actually borrowing money, ...

Discover how your credit card bill compares to the U.S. average and learn ways to manage debt, lower interest costs, and take control of your spending.