All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

Unlock your credit card statement! Learn about APR, balance transfers, due dates, and more. Take control of your finances ...

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

Recently, a Reddit poster started a thread to discuss plans to deal with a $7,000 credit card balance. The poster was ...

Both cards offer a 21-month 0% introductory APR on balance transfers and 12-month 0% introductory APR on purchases, but they ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

Score up to 24 months interest-free with this week's best 0% intro APR cards -- perfect for large purchases or paying off ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...