If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

If there are months where you don’t use the card at all, you could consider adding a small recurring charge or two so the ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Cancelling a credit card can impact your credit score by increasing credit utilisation and reducing credit history length, ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

New lifestyle credits are available now, letting you unlock hundreds in value before the annual fee rises in 2026.

Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...

Canceling a credit card that you no longer use is typically a straightforward process. However, the steps you need to take and the prerequisites often vary between lenders. Additionally, it’s ...

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using them regularly, there's no reason to pay a fee just to avoid a small hit to ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Sometimes a credit card is no longer ...