NAR identifies 2026's hottest housing markets using job growth, inventory, and rate data. Minneapolis, Jacksonville and ...
Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each ...
Explore current mortgage rates and what they mean for homebuyers.
Buying a home is one of the largest financial moves most people ever make, and unless you have enough cash to purchase a ...
On this week's episode of Homewi$e Amanda Krenz and mortgage expert Tyler Osby discuss the home buying timeline. Learn how ...
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Buying down mortgage rates when buying a home
A 3-2-1 buy down lets buyers temporarily lower mortgage rates with seller-paid concessions. For the first three years, the rate decreases by 3%, 2%, and 1% compared to the original rate (e.g., 4% → 5% ...
If you have to pay PMI, there are several ways to do it. With borrower-paid PMI, your premium is added to your monthly ...
Don’t buy a home that you can’t afford in the hopes of lowering your costs if mortgage rates drop significantly in the short run. But, don’t be entirely dissuaded from purchasing a home with a 30-year ...
New homes are now priced closer to existing homes than ever, and builders’ incentives are cutting mortgage rates.
Wondering what it would be like to buy a home in the spot you’re vacationing in is something many of us do. But it isn’t without caveats.
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