These promotions give you several months — often a year or more — to pay down your balance without interest. Many or all of the products on this page are from partners who compensate us when you click ...

If you're relatively new to the world of credit cards — or even if you're not — you probably have a few questions about an important concept: annual percentage rate — and especially, what is a good ...

Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer ended or your credit score dropped. If your APR increases, you can work on paying ...

The Wells Fargo Reflect comes with almost two years of 0% intro APR for no annual fee. Learn why it's our favorite balance ...

Your interest rate may have nothing to do with your credit score. Rewards credit cards typically charge a higher APR than cards without rewards. When you pay your entire statement balance by the due ...

Credit card APRs are rising due to a variety of factors. Carrying a balance costs more with a higher APR. You can avoid credit card interest by paying off your balance in full each month. The annual ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late ...

The best balance transfer cards now feature long 0% intro APRs and no annual fees -- compare top picks and start tackling ...

CNN Underscored reviews financial products based on their overall value. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

The interest rate on your credit card determines how much you’ll pay if you carry a balance. Interest rates vary across different types of cards, but your credit score is a major factor in setting ...