Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

An annuity is a contract with an insurance company. With income annuities, you give them a pool of your money, and they send it back to you as a stream of income. When it comes to annuities helping ...

A charitable gift annuity offers an interesting and beneficial option to the philanthropically-minded individual. Not only does this arrangement allow you to support your favorite charitable ...

Annuities can provide retirees with a guaranteed stream of income, but choosing the right type is key to making the most of these products. Making the selection requires learning about the major ...

1. Annuity exclusion ratio rules have wrinkles. If you're not already a tax lawyer, a tax accountant or the holder of the Chartered Life Underwriter designation or the equivalent, with extensive ...

Like any other financial vehicle, annuities have their pros and cons. But they vary greatly. Different types work differently and accomplish different goals. Some are quite complex; some are ...

If annuities mystify you, here's a clear annuity definition and a glossary of key terms. We'll help you grasp the basics of this guaranteed income stream.

A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin ...

When you think about retirement, what's your biggest fear? If you're worried about running out of money, you're not alone. Survey after survey has found that building enough income to last through a ...

Have you ever gone car shopping? Even if you aren’t a car enthusiast, most people know that the vehicle should have basic safety features, like antilock backs and airbags. Most... Have you ever gone ...

401 (k) vs. Annuity: Basic Concepts First, let’s review some basics. If you’re a typical American worker, chances are you already have a 401 (k), the near-ubiquitous workplace plan that provides ...